Zilch — £5 Free Spend Instant Free Spend
Sign up for Zilch virtual Mastercard, link a debit card, and get £5 off your very next online purchase or gift card with zero fees.
Deal Overview & What You Get
Zilch is a virtual Mastercard app authorized by the FCA. New members who register and link a debit card instantly receive 500 Zilch Rewards points (worth £5.00).
You can use the £5 bonus on Amazon, eBay, supermarket gift cards, or any participating retailer immediately by choosing 'Pay in 1' with rewards enabled.
How to Claim Zilch Sign-Up Bonus
Follow these verified steps in order to ensure your reward tracks correctly and clears without delay.
Sign Up via Verified Link
Use our link to create your free Zilch profile.
Link a UK Debit Card
Add your standard UK debit card to fund transactions.
Verify Identity
Confirm your details to activate your virtual Zilch Mastercard.
Redeem £5 Free Spend
Select a store (e.g. Amazon), enable 'Use Zilch Rewards (£5)', and pay with your virtual Zilch card. £5 is knocked off instantly.
Eligibility & Requirements Checklist
- New Zilch customers only.
- Must link an active UK debit card.
- UK resident aged 18+.
- Must make a qualifying purchase with rewards enabled.
Important Terms, Gotchas & Pro Tips
Instant Amazon Credit: Buy a £5.00 Amazon e-gift card using Zilch with the £5 reward turned ON. You pay exactly £0.00 and have £5 in your Amazon account in 2 minutes.
Choose Pay in 1: Always select 'Pay in 1' to avoid any installment fees or interest.
Frequently Asked Questions
How quickly do I get the £5?
The 500 reward points (£5) are credited to your Zilch wallet immediately upon verifying your debit card.
Does Zilch affect my credit score?
Using Zilch 'Pay in 1' performs a soft search that does not impact your credit score.
Similar Verified UK Offers
View All 45+ Offers →Snoop
Totally Free Sign UpFree money management app. Voucher is sent directly to your email within 28 days of keeping an account connected.
Zopa Bank
Totally Free Sign UpOne of the fastest ways to grab an instant tenner. FSCS protected digital bank.
PensionBee
Totally Free Sign UpFree £50 added straight into your retirement pot when you consolidate any dormant pension.